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Buellton Real Estate Updates

Read the latest news, tips, and insights for the Buellton real estate market.

Mortgage Information

The No-Cost Thirty Year Fixed Rate Mortgage

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The term “no-cost” actually means that your lender is paying the costs of the loan.

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Title Insurance Requirements for Insuring Trusts

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The living trust has become a common manner of holding title to real property.

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Title Insurance - Where Does Your Dollar Go?

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As a homebuyer, the term is probably familiar - but is it understood?

Tips for Buyers

Use a Buyer's Agent

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It’s important that you choose an experienced agent who is there for you.

Mortgage Information

What’s a FICO®?

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FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system.

Mortgage Information

Where Does the Money Come From for Mortgage Loans?

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Most of the money for home loans comes from three major institutions.

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Mortgage Information

Which ARM is the Best Alternative?

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When rates start going up this is an attractive alternative to a fixed rate mortgage.

Tips for Buyers

Why You Should Not Make Any Major Credit Purchases

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Don’t go on a spending spree using credit if you are thinking about buying a home.

Homes for Sale in Kahului, HI

Mortgage Information

Your Savings and Down Payment

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The down payment affects every choice you make when you buy a home.

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Statements of Information

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CLTA has answered some of the questions most commonly asked about Statements of Information.

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Homeowner Information

Common Ways of Holding Title

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The LTA has provided the following definitions of common vesting as an informational overview.

Mortgage Information

The Advantages of Different Types of Mortgage Lenders

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The truth of the matter is that each type of lender has strengths and weaknesses.

Welcome to My New Website

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If you would like any assistance, please do not hesitate to contact me or call me directly.

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Tips for Buyers

Avoiding Financial Stress

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By asking the right questions, and knowing what your needs are, you can find the right loan for you.

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Tips for Buyers

Is Buying a Home Still a Smart Plan

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The housing market, like every type of market, unavoidably has its ups and downs.

Tips for Sellers

Plan of Action

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Maximize the strengths of your property and fix its weaknesses.

Homeowner Information

Lead Poisoning

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Lead poisoning is especially a problem in cities with older buildings.

Homeowner Information

Condominium and PUD Ownership

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It may be helpful to clarify a common misconception about Condominiums and PUDs.

Tips for Sellers

Considering Offers

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When reading an offer, keep in mind that you are out to get the best price and terms for you.

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Creative Financing

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You’ve heard of it, and, as a seller, the idea sounds pretty attractive.

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Homeowner Information

Environmental Issues

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When purchasing a property, it is important to be aware of any environmental liabilities with it.

Tips for Sellers

Finding the Right Agent

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Not all agents work the same way. Try to go with a local agent.

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Tips for Buyers

Finding the Right Seller

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It is impossible to find the perfect seller. But it's possible to find out which sellers are legit or not.

Tips for Buyers

Getting a Legitimate Lender and Getting Pre-Approved

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In addition to being pre-approved, it’s important to be pre-approved with a legitimate lender.

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Tips for Sellers

Getting the Highest Price in the Shortest Time

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The better you market your home, the more offers you will get.

Tips for Buyers

Importance of Inspection

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If you do not approve the inspection report, then do not buy the home.

Tips for Sellers

Insist on a Home Inspection

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A professional home inspection protects both you and the buyer.

Tips for Sellers

Know Why You are Selling

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Know exactly why you are selling then it is easier to follow the right action to get what you want.

Homeowner Information

Living Trusts

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Living Trusts as a viable option when contemplating the manner in which to hold title to real property.

Mortgage Information

Items You Need When Applying For a Loan

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These are the things you need to supply to your lender to get quick approval using alternate documentation.

Tips for Sellers

Making a Good First Impression

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If you want buyers to be interested in your home, you need to show it in its best light.

Homeowner Information

Mechanic's Liens

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Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers.

Mortgage Information

Land Contract

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An alternative to a non-conforming loan is a land contract, which is allowed in some states.

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Required Reporting to the I.R.S.

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This required reporting is a consequence of the Tax Reform Act of 1986.

Tips for Sellers

Setting the Price

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The price is the first thing buyers notice about your property.

Mortgage Information

The Biweekly Mortgage - Who Needs It?

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If your goal is principal reduction and saving money, then it is a good plan.

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The Functions of an Escrow

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The escrow must be provided with the necessary information to close the transaction.

Tips for Buyers

Thinking About Buying a Foreclosure?

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It is also important to consider that there are different types of foreclosure properties.

Mortgage Information

Types of Mortgage Lenders

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Most also act as wholesale lenders, catering to mortgage brokers for loan origination.

Homeowner Information

Understanding Foreclosures

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Your local title company will be happy to provide additional information.

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Understanding Preliminary Reports

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The Land Title Association has answered some questions commonly asked about preliminary reports.

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Understanding Title Insurance

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The Land Title Association answers questions frequently asked about an misunderstood insurance.

Tips for Sellers

What is a Short Sale Anyway?

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If you’re on the selling side of a short sale, consider having your agent.

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Why Do You Need Title Insurance?

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Title insurance companies are in business to make sure your rights & interests to the property are clear.

Tips for Sellers

For Sale By Owner - A Good Idea?

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Only about 10% of sellers who decide to do FSBO are successful at it.

Tips for Buyers

Hot, Normal, and Cold Markets

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This is an extremely competitive market and is advantageous to the seller.

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Title Insurance When Refinancing Your Loan

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Lower interest rates have motivated you to refinance your home loan.

Tips for Buyers

Build a Plan of Action and Get Ready

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Before you build a plan of action, take time to lay the groundwork for your decision-making process.

Found Your Dream Buellton Home?

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Work With Candice

My service areas include Santa Ynez Valley and Santa Barbara County Central Coast region of California including Santa Barbara, Solvang, Buellton, Santa Ynez, Goleta, Los Olivos, Lompoc and Santa Maria. My areas of specialty are newcomers to Santa Barbara County, Trust and Trustee sales, first-time home buyers, those who are looking to sell and buy simultaneously. I aim to take the stress out of all of those situations! I am also an area specialist in the town of Buellton, where I have resided for over 20 years.