Homes for Sale in Santa Barbara
Read the latest news, tips, and insights for the Santa Barbara real estate market.
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The term “no-cost” actually means that your lender is paying the costs of the loan.
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The living trust has become a common manner of holding title to real property.
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As a homebuyer, the term is probably familiar - but is it understood?
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It’s important that you choose an experienced agent who is there for you.
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FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system.
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Most of the money for home loans comes from three major institutions.
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When rates start going up this is an attractive alternative to a fixed rate mortgage.
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Don’t go on a spending spree using credit if you are thinking about buying a home.
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The down payment affects every choice you make when you buy a home.
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CLTA has answered some of the questions most commonly asked about Statements of Information.
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The LTA has provided the following definitions of common vesting as an informational overview.
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The truth of the matter is that each type of lender has strengths and weaknesses.
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If you would like any assistance, please do not hesitate to contact me or call me directly.
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By asking the right questions, and knowing what your needs are, you can find the right loan for you.
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The housing market, like every type of market, unavoidably has its ups and downs.
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Maximize the strengths of your property and fix its weaknesses.
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Lead poisoning is especially a problem in cities with older buildings.
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It may be helpful to clarify a common misconception about Condominiums and PUDs.
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When reading an offer, keep in mind that you are out to get the best price and terms for you.
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You’ve heard of it, and, as a seller, the idea sounds pretty attractive.
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When purchasing a property, it is important to be aware of any environmental liabilities with it.
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Not all agents work the same way. Try to go with a local agent.
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It is impossible to find the perfect seller. But it's possible to find out which sellers are legit or not.
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In addition to being pre-approved, it’s important to be pre-approved with a legitimate lender.
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The better you market your home, the more offers you will get.
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If you do not approve the inspection report, then do not buy the home.
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A professional home inspection protects both you and the buyer.
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Know exactly why you are selling then it is easier to follow the right action to get what you want.
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Living Trusts as a viable option when contemplating the manner in which to hold title to real property.
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These are the things you need to supply to your lender to get quick approval using alternate documentation.
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If you want buyers to be interested in your home, you need to show it in its best light.
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Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers.
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An alternative to a non-conforming loan is a land contract, which is allowed in some states.
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This required reporting is a consequence of the Tax Reform Act of 1986.
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The price is the first thing buyers notice about your property.
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If your goal is principal reduction and saving money, then it is a good plan.
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The escrow must be provided with the necessary information to close the transaction.
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It is also important to consider that there are different types of foreclosure properties.
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Most also act as wholesale lenders, catering to mortgage brokers for loan origination.
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Your local title company will be happy to provide additional information.
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The Land Title Association has answered some questions commonly asked about preliminary reports.
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The Land Title Association answers questions frequently asked about an misunderstood insurance.
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If you’re on the selling side of a short sale, consider having your agent.
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Title insurance companies are in business to make sure your rights & interests to the property are clear.
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Only about 10% of sellers who decide to do FSBO are successful at it.
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This is an extremely competitive market and is advantageous to the seller.
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Lower interest rates have motivated you to refinance your home loan.
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Before you build a plan of action, take time to lay the groundwork for your decision-making process.
Found Your Dream Santa Barbara Home?
My service areas include Santa Ynez Valley and Santa Barbara County Central Coast region of California including Santa Barbara, Solvang, Buellton, Santa Ynez, Goleta, Los Olivos, Lompoc and Santa Maria. My areas of specialty are newcomers to Santa Barbara County, Trust and Trustee sales, first-time home buyers, those who are looking to sell and buy simultaneously. I aim to take the stress out of all of those situations! I am also an area specialist in the town of Buellton, where I have resided for over 20 years.
